Credit Report

Credit Report

Credit reports are typically obtained from credit reporting agencies, such as Equifax, Experian, and TransUnion. These agencies collect information about people's and organisations' credit history from lenders and other sources.

In the context of securitisations, credit reports are important because they provide information about the underlying assets that are being securitised. This information can be used to assess the risk of the securities that are being issued.

Credit reports are typically obtained from credit bureaus, which are companies that collect and store credit information. Lenders can access credit reports from credit bureaus to assess the creditworthiness of borrowers.

Here are some examples of credit reports in securitisation:

• A securitisation of mortgages might include credit report information for the borrowers. This information would be used to assess the risk of the mortgages and the securitisation.
• A securitisation of credit cards might include credit report information for the borrowers. This information would be used to assess the risk of the credit cards and the securitisation.